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We have confirmed that Nokia is currently undergoing a dependent reverification to ensure that dependents enrolled in our health and welfare plans satisfy the plans’ eligibility rules.

Not all dependents are subject to reverification; for example, biological children are excluded because once verified, biological children always continue to meet eligibility requirements, unlike spouses who may lose eligibility due to divorce.

Alcatel-Lucent last conducted a full dependent verification in 2008. Letters to retirees with dependents subject to reverification were mailed from Nokia’s Dependent Verification Center last Tuesday, and responses are due within 45 days of the mailing date. The letters contain information retirees need to provide in order to verify their dependents and the various methods by which they can do so (online, fax or mail).

Summary Plan Descriptions of our health and welfare plans are available on



Starting 4/1/18 Medicare will start a year-long project to replace all current Medicare cards for beneficiaries to convert to alphanumeric ID numbers. Currently, the ID number is your social security number. New Medicare cards without Social Security numbers are being distributed from April 2018 to April 2019. The new Medicare card will come to you in the mail. You don't need to request it or do anything. It will just show up.Your existing card is good until the new one shows up.


Somebody from "MEDICARE " will call to tell you-you are getting a new Medicare card. But until it comes you will need a temporary card. Fee for the card is between $5-50 dollars. They want personal information, bank account or credit card so they can process your temporary card.


  • Medicare will never call you unless you ask them to. Medicare does all communications by mail unless you ask them to call.
  • Ditto for anybody saying they "work with Medicare to make sure you get everything you are entitled to".
  • DO NOT give out information over the phone.
  • Spread the word. Feel free to share these notes.
  • Use your answering machine to screen calls or just don't even answer a number you don't recognize.
  • If it has happened to you or your friends or loved ones and personal info had been given out (happens considerably more often than you think so don't feel bad or stupid) immediately take action to protect yourself against identity theft.

The Hinsdale Fire

A short time ago, I discovered that the 30th Anniversary of the May 8, 1988 Hinsdale Fire, was about to take place. The recovery from that fire was in my opinion, one of the finest expressions of the Illinois Bell “Can do” culture that I can remember.

I asked some of the key players about whether there would be value in have a luncheon in the Chicago area, inviting as many of the participants who played a role, (large and small) in the recovery. They all thought it was a good idea and they agreed to serve on the organizing Committee.

Notifying the people involved, including those from outside of Illinois Bell, will be the hardest part of the effort. The luncheon is planned for:

Tuesday May 1, 2018 from 12pm to 3pm
Max McGraw Wildlife Foundation (a private club)
14N322 IL Route 25
Dundee, IL

I am sending you this note for two reasons:

First, if you would like to come, mark your calendars. Second, pass this message on to any of those who may have participated in the recovery and would like to come.

Then let me know your thoughts and I will incorporate them into our planning for the event. Organizing Committee:

Jim Eibel Chuck Hempfling
Frank Zimmermann Mike Friduss
Joe Luby Hal D’Orazio
Dennis Johnson Jim Grabowy
Jay Carter Bob Humes

The committee has already begun the remembering of names involved and the contacting of those people.

Replying to this note (see below address) will assure that you will be put into the data base for contact about the reunion. Please let me here from you.

Bruce DeMaeyer


The LRO receives frequent requests for dealing with the passing of a retiree or surviving spouse. Consequently, we have created a document that focuses on communicating with Nokia benefits and pensions, along with links to websites with checklists for other family issues. The document is available here.

The document is printable so that you can keep it in your files for future reference.

You should have received an email on 2/8 containing the above information. If you did not receive it, we do not have your current email address. Check the bottom of this column.


Dear Fellow Retiree,

The Fall 2017 LRO Connection newsletter is now available for viewing and may be accessed by clicking here.

As you may recall from our spring newsletter, the LRO Board has been assessing the future direction of the organization. The board met in Dallas in October and formulated a Plan Forward. Specifics of that plan are included in the President's Column.

Among the changes, is the temporary suspension of LRO dues. You will note that, while we will be cutting back in a number of areas to save board work and dollars, we will continue, for the time, performing our basic monitoring of Pension, Healthcare, and Group Life Insurance benefits and respond to retiree questions via email or the website. You will also note that this will be the last published issue of the LRO Connection newsletter. All future correspondence will be accomplished via email and/or the website. We urge you to read the full article to understand the rationale for the planned changes.

The History Corner article features the North Carolina Works.

On behalf of the entire board of directors, I say thank you for your support over the years.

Joe Dombrowski,
President Lucent Retiree Organization.


The amount of management pension plan liabilities on 12/31/16 shown on page 2 of the recent newsletter should be 15.86 b Euros and the resulting funding level is 106% rather than the 94% shown. We had previously reported the correct level in our June newsletter but apologize for this error.


Nokia Benefits Resource Center (NBRC)1-888-232-4111
International Long Distance 1-212-444-0994    Other links here.


Do we have your current email address?

Other than this website, our exclusive communication method beginning in 2018 is via email. We regularly inform members about important news. If you have mistakenly 'unsubscribed' to one of our emails, you will no longer hear from us unless you re-subscribe. To “re-subscribe”, or to sign up to receive our emails, or if you are not sure we have your current email address, click on the button.

Sign Up Now

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Nokia Teams Up to Fund Canadian Smart Cities
From News Wire Feed; Light Reading ~ Apr 18, 2018

The U.S. Healthcare System Is Back To Its High-Spending Ways
From Peter Ubel; Forbes ~ Apr 20, 2018

The next big thing for Democrats: Medicare for all
From Paul Waldman; The Washington Post ~ Apr 19, 2018

Five things to expect (again) from President Trump’s upcoming drug price speech
By Emma Court; MarketWatch ~ Apr 19, 2018

Doctors have lost faith in politicians supporting a real health care fix
From Dr. Linda Giris; The Hill ~ Apr 18, 2018

Congrats, you filed your 2017 taxes. Now it’s really important to do one more thing.
By Heather Long; The Washington Post ~ Apr 18, 2018

Pharmacies surge on report that Amazon is backing away from prescription drugs
By Danielle Wiener-Bronner; CNNMoney ~ Apr 16, 2018

Opinion: 6 Misunderstood IRA Rules And Strategies
From Bob Carlson; Forbes ~ Apr 17, 2018

Opinion: 2018 marks final season of tax complexity
From Alex Hendrie; The Hill ~ Apr 17, 2018

How Much Should Insurance Companies Know About The Things They Insure?
From Enrique Dans; Forbes ~ Apr 16, 2018

Amazon drops plan to become a major pharmaceutical distributor: 7 things to know
By Alia Paavola; Becker’s Hospital Review ~ Apr 16, 2018

Top Tax-Advantaged Investing Alternatives Beyond Company 401(k) Plans
From Kyle Brownlee; Forbes ~ Apr 16, 2018

Trump to give speech on lowering drug prices this month
By Peter Sullivan; The Hill ~ Apr 16, 2018

How To Track Down That Lost 401(k) Or Pension
From David Rae; Forbes ~ Apr 15, 2018

Top House, Senate Dems warn administration on short-term insurance
By Nathaniel Weixel; The Hill ~ Apr 13, 2018

House fails to advance a balanced budget amendment to counter high spending levels
By Eliza Collins; USA TODAY ~ Apr 13, 2018

Nokia Seizes Open RAN Initiative as Ericsson Holds Back
By Iain Morris; Light Reading ~ Apr 12, 2018

Medicare spending projected to climb 7 percent annually after this year, says Congressional Budget Office
By Jeff Lagasse; Healthcare Finance ~ Apr 12, 2018

Study: Tax refunds used to pay for healthcare
By Allen Cone; United Press International ~ Apr 12, 2018

Nokia chosen by China Mobile for optical transport network
Fibre Systems ~ Apr 11, 2018

Why We May Lose Generic Drugs
By Cynthia Koons; Bloomberg ~ Apr 11, 2018

House panel approves bipartisan bills aimed at improving the IRS
By Naomi Jagoda; The Hill ~ Apr 11, 2018

Administration Relaxes Essential Benefits Regulations, Creates New Mandate Exemptions
From KHN Morning Briefing; Kaiser Health News ~ Apr 10, 2018

Opinion: Limiting patient choice is the wrong way to address high drug prices
From David I. Daikh & Ralph L. Sacco; The Hill ~ Apr 10, 2018

Eight Tax Goofs To Avoid
By Kelly Phillips Erb; Forbes ~ Apr 10, 2018

Avoiding The 5 Greatest Threats To Your Retirement Security
From Bob Carlson; Forbes ~ Apr 10, 2018

Opinion: Avoid these 7 exercises if you’re over 50
From Linda Melone; MarketWatch ~ Apr 10, 2018

Opinion: Respect For Our Seniors? Let's Put Our Money Where Our Mouths Are
From Bart Astor; Forbes ~ Apr 09, 2018

GOP looks to reduce spending after hearing criticism back home
By Melanie Zanona; The Hill ~ Apr 09, 2018

State solutions to bring down drug prices face steep resistance from drug industry
By Paige Minemyer; FierceHealthcare ~ Apr 09, 2018

Opinion: For Uber And Lyft, Medicare Could Be The Next Profitable Ride
From Bruce Japsen; Forbes ~ Apr 08, 2018

Ask these questions to avoid hiring a bad (or unethical) financial adviser
By Alessandra Malito; MarketWatch ~ Apr 08, 2018

A debt crisis is coming. But don’t blame entitlements.
By Martin Neil Baily, Jason Furman, Alan B. Krueger, Laura D'Andrea Tyson & Janet L. Yellen ; The Washington Post ~ Apr 08, 2018

Part of Naperville's Nokia property could be new subdivision
Erin Hegarty, Chicago Tribune – April 6, 2018

U.S. Medicare sets outpatient rate for Yescarta reimbursement
By Deena Beasley; Reuters ~ Apr 06, 2018

Democrats Spurred To Run By GOP Health Law Attacks Plan To Go On Offense During Midterms
From KHN Morning Briefing; Kaiser Health News ~ Apr 06, 2018

The 8 Challenges Of Aging
From Katy Fike; Forbes ~ Apr 06, 2018

Could You Be Saving Too Much For Retirement?
From Bob Carlson; Forbes ~ Apr 06, 2018

How Trump's New Medicare Rules Boost Amazon And Walmart
From Bruce Japsen; Forbes ~ Apr 05, 2018

Timeline: Despite GOP’s Failure To Repeal Obamacare, The ACA Has Changed
By Julie Rovner; Kaiser Health News ~ Apr 05, 2018

Alexa.......What is HIPAA?
By Kristen Andrews Wilson; The National Law Review ~ Apr 05, 2018

Boomers And Gen Xers Skipping Health Care Due To Cost
From Richard Eisenberg; Forbes ~ Mar 27, 2018

People think Obamacare is failing, but they want it anyway
From Jennifer Rubin; The Washington Post ~ Apr 03, 2018

Medicare Advantage Plans Cleared To Go Beyond Medical Coverage — Even Groceries
By Susan Jaffe; Kaiser Health News ~ Apr 03, 2018

Here's Why Your 401(k) May Be An Ugly Duckling Right Now
From Robert Laura; Forbes ~ Apr 03, 2018

Walmart eyes Medicare Advantage beneficiaries in Humana talks
By Brittany De Lea; Fox Business ~ Apr 02, 2018

How Startup Parachute Health Is Bringing E-Commerce To Your Crutches
By Michela Tindera; Forbes ~ Apr 02, 2018

Retirees will face tough decisions with reverse mortgages
From Liz Weston; MarketWatch ~ Apr 02, 2018

News: Nokia’s booming licensing business is based on high-quality patents, with filings and acquisitions to help grow its portfolio, exclusive analysis for IAM reveals 30 Mar 18
By Timothy Au; IAM ~ Mar 30, 2018

U.S. Tax Deadline: IRS Refunds Over $180B, Provides Online Tools To Find Your Refund
From Roger Aitken; Forbes ~ Mar 31, 2018

10 Common Financial Myths That Should Be April Fool's Jokes
From Erik Carter; Forbes ~ Apr 01, 2018

How you’re tracked online _ and what you can do about it
By Anick Jesdanun; The Associated Press ~ Mar 31, 2018

21 Unvarnished Truths About Retirement
From Jonathan Look, NA; Forbes ~ Apr 01, 2018

Drug industry, opponents ratchet up their attacks with eye on HHS
By Robert King; The Washington Examiner ~ Mar 31, 2018

China Mobile Taps Nokia's Nuage for Advanced Cloud Capabilities
From “Nuage”; Light Reading ~ Mar 30, 2018

If Walmart Buys Humana, Retailer Taps Booming Medicare Market Of Seniors
From Bruce Japsen; Forbes ~ Mar 30, 2018

Many Americans Try Retirement, Then Change Their Minds
By Paula Span; The New York Times ~ Mar 30, 2018

Death Notice Double-Cross
By Sid Kirchheimer, AARP Bulletin – March 2018

Walmart in early talks to buy Humana: report
By John Bowden; The Hill ~ Mar 30, 2018

Opinion: The Call For Drug-Price Transparency Is Growing Louder -- But Will It Matter?
From Arlene Weintraub; Forbes ~ Mar 30, 2018

10 Ways To Simplify Your Financial Life
From Bob Carlson; Forbes ~ Mar 29, 2018

Pharma Middlemen Have Targets On Their Backs
By Ellie Kincaid; Forbes ~ Mar 28, 2018

The 5 Ways Retirement Plans Are Most Likely To Go Off Track
From Bob Carlson; Forbes ~ Mar 28, 2018

Boomers And Gen Xers Skipping Health Care Due To Cost
From Richard Eisenberg; Forbes ~ Mar 27, 2018

U.S. Social Security funding should ease customer-service crisis
From Mark Miller; Reuters ~ Mar 27, 2018

Aetna Will Pass Along Discounts as Drug Price Scrutiny Increases
By Zachary Tracer; Bloomberg ~ Mar 27, 2018

Changing fortunes for Nokia and Ericsson
From Richard Milne; Financial Times ~ Mar 21, 2018

Nokia completes acquisition of Unium, brings enhanced in-home Wi-Fi solution
By “Nayan”; NPU ~ Mar 16, 2018

Finnish government buys stake in Nokia
By Nic Fildes; Financial Times ~ Mar 13, 2018

Less than half of people with high cholesterol taking proper meds: Study
By Allen Cone; United Press International ~ Mar 26, 2018

Opinion: 5 Reasons To Avoid Banks For IRA Advice.
From Michael Chamberlain CFP(R); Forbes ~ Mar 23, 2018

Senators target 'gag clauses' that hide potential savings on prescriptions
By Jessie Hellmann; The Hill ~ Mar 15, 2018

Everything You Need To Know About The New Medicare Cards (But Beware Of Scams)
By Judith Graham; Kaiser Health News ~ Mar 15, 2018

Don’t fix Medicare Part D if it ain’t broke
From Jim Martin; The Hill ~ Mar 15, 2018

Older Americans will outnumber youths in just 17 years
By Reid Wilson; The Hill ~ Mar 15, 2018

Lifting Therapy Caps Is A Load Off Medicare Patients’ Shoulders
By Susan Jaffe; Kaiser Health News ~ Mar 14, 2018

Allegations of generic drug price fixing are troubling
From Robert Freeman; The Hill ~ Mar 13, 2018

New Law Broadens Chronic Care Through Medicare
From Emily Gurnon, NA; Forbes ~ Mar 13, 2018

In The War Against High Drug Prices, Some Patients Are Collateral Damage
By Matthew Herper; Forbes ~ Mar 12, 2018

Insurers Gobble Doctor Practices To Bolster Medicare Advantage Plans
From Bruce Japsen; Forbes ~ Mar 12, 2018

Medicare drug prices soar at 10 times rate of inflation, report says
By Wayne Drash; CNN ~ Mar 26, 2018

More US adults at risk for heart attack, stroke: 4 study findings
By Megan Knowles; Becker’s Hospital Review ~ Mar 22, 2018

Nine tips for paying less for doctor visits, drugs and medical treatments
From “Consumer Reports”; The Washington Post ~ Mar 19, 2018

Be wary of Canada’s drug price controls and lack of IP protections
From Robert A. Freeman & D. Wayne Taylor; The Hill ~ Mar 19, 2018

Medicare Will Cover Genetic Cancer Testing, With Caveats
From Elaine Schattner; Forbes ~ Mar 16, 2018

An Early Look at Social Security's 2019 COLA
By Sean Williams; The Motley Fool ~ Mar 17, 2018

Federal court tosses out Obama-era rule requiring financial advisers to act in customers' best interests
By Lydia Wheeler; The Hill ~ Mar 16, 2018

Single Payer Health Care Splits Democratic Base
By Todd Shepherd; The Washington Free Beacon ~ Mar 11, 2018

The days of the 'pharma bro' have come to an end — but we haven't made much progress on drug pricing
By Lydia Ramsey; Business Insider ~ Mar 10, 2018

Insurers get into care, but is it good for your health?
By Tom Murphy; The Associated Press ~ Mar 09, 2018

Cigna-Express Scripts Merger QuickTake: The Beginning Of The End
From Erik Kobayashi-Solomon; Forbes ~ Mar 09, 2018

7 Ways to Judge a Retirement Community’s Financial Health
By Peter Finch; The New York Times ~ Mar 09, 2018

Cigna's $54 Billion Purchase Of Express Scripts Could Upend The Prescription Drug Market
By Matthew Herper; Forbes ~ Mar 08, 2018

23andMe can now test for BRCA mutations. Here's what you need to know.
By Sara Chodosh; Popular Science ~ Mar 08, 2018

GOP lawmaker meets with Ryan to push for drug pricing bill
By Peter Sullivan; The Hill ~ Mar 08, 2018

Premiums for ACA health insurance plans could jump 90 percent in three years
By Amy Goldstein; The Washington Post ~ Mar 08, 2018

Hospitals offer big bonuses, free housing and tuition to recruit nurses
By Parija Kavilanz; CNNMoney ~ Mar 08, 2018

Insurers' exclusion of disease treatments increases costs
From Seth Ginsberg; The Washington Examiner ~ Mar 08, 2018

Big banks still threaten the economy. But Congress is asleep at the wheel.
From Neel Kashkari; The Washington Post ~ Mar 08, 2018

Azar Emphasizes Administration’s Plan around Value-Based Care, Creation of “True Healthcare Market”
By Rajiv Leventhal; Healthcare Informatics ~ Mar 08, 2018

Amazon Isn’t the Only Retail Giant Trying to Remake Health Care
By Zachary Tracer; Bloomberg ~ Mar 08, 2018

White House Suggests Charging Older People More In Memo On How To Stabilize ACA Marketplaces
From KHN Morning Briefing; Kaiser Health News ~ Mar 07, 2018

Jeff Flake’s DACA bill gives ‘Dreamers’ Obamacare, CBO says
By Stephen Dinan; The Washington Times ~ Mar 07, 2018

House conservatives brace for ObamaCare payments in funding bill
By Peter Sullivan; The Hill ~ Mar 07, 2018

The Healthcare Conversation You Need To Have Now
By Ashlea Ebeling; Forbes ~ Mar 07, 2018

Probe Into Generic Drug Price Fixing Set To Widen
By Charles Lane; NPR ~ Mar 07, 2018

White House pitch to bolster Obamacare includes tough trade-offs for Democrats
By Paul Demko: Politico ~ Mar 06, 2018

Few older Americans think more tests, drugs are helpful
From HealthDay News; United Press International ~ Mar 06, 2018

UnitedHealthcare to pass drug rebates on to some customers
By Tom Murphy, AP: The Washington Post ~ Mar 06, 2018

11 tax deductions and other ways to cut your 2017 tax bill
By Jeanne Sahadi; CNNMoney ~ Mar 06, 2018

CMS Aims to Give Patients Access to Health Records
By Joyce Frieden; MedPage Today ~ Mar 06, 2018

Starting In April: New Medicare ID Cards
From Carol Levine, NA; Forbes ~ Mar 06, 2018

Nokia Pushes Optical to the Limit
By Ray Le Maistre; Light Reading ~ Mar 06, 2018

Minimally invasive surgeries underused with Medicare patients, study says
By Allen Cone; United Press International ~ Mar 05, 2018

Know the Risks When Using Uber Health, Lyft
By John Commin ; HealthLeaders Media ~ Mar 05, 2018

Lyft deal with Allscripts lets 180,000 doctors call rides for their patients
By Marco della Cava; USA TODAY ~ Mar 05, 2018

The Forbes 2018 Tax Guide
By Janet Novack; Forbes ~ Mar 05, 2018

Trump's health chief warns hospital execs about health care costs: 'Change is coming'
By Jessie Hellmann; The Hill ~ Mar 05, 2018

Why Millennials Should Care About Medicare Right Now
By Liz Weston, U.S. News – March 4, 2018

Senators Rally To Attack Skyrocketing Health Care Prices
From Robert Donachie; The Daily Caller ~ Mar 04, 2018

Opinion: Three doses of competition to reduce the soaring cost of health care
From George A. Nation III; The Hill ~ Mar 04, 2018

Getting Past The Shock: Your Aging Parent Has Dementia
From Carolyn Rosenblatt ; Forbes ~ Mar 04, 2018

Your Top 10 Objects Your Kids Don't Want
From Elizabeth Stewart, NA; Forbes ~ Mar 04, 2018

As Surgery Centers Boom, Patients Are Paying With Their Lives
By Christina Jewett & Mark Alesia; Kaiser Health News ~ Mar 02, 2018

Pharmaceutical corporations need to stop free-riding on publicly-funded research
From Jason Cone; The Hill ~ Mar 03, 2018

Experts Weigh In About Whether Social Security Will Go Broke
By Karen Bennett; CheatSheet ~ Mar 03, 2018

Express Scripts Says PBM Relationship With Amazon 'Performing Well'
From Bruce Japsen; Forbes ~ Mar 02, 2018

Congress Races The Clock In Quest To Bring Stability To Individual Insurance Market
By Julie Rovner; Kaiser Health News ~ Mar 02, 2018

Hatch apologizes for 'off-color' comment about 'dumbass' ObamaCare supporters
By Peter Sullivan; The Hill ~ Mar 02, 2018

Putting Humans at the Center of Health Care Innovation
By Yasser Bhatti, Jacqueline del Castillo, Kristian Olson & Ara Darzi ; Harvard Business Review ~ Mar 02, 2018

Opinion: America's Weird High Rates Of Old-Age Poverty And Old-Age Work
From Teresa Ghilarducci; Forbes ~ Mar 02, 2018

Editorial: U.S. Prescription Drug Costs Are a Crime
By The Editors, Bloomberg – Feb 27, 2018

Buried In The Budget Bill Are Belated Gifts For Some Health Care Providers
By Shefali Luthra; Kaiser Health News ~ Mar 02, 2018

Nokia’s cloud business expands with T-Mobile 5G win
By Monica Alleven; FierceWireless ~ Feb 28, 2018

Public Approval Of Obamacare Hits Record High Ahead Of 2018 Midterms
By Alice Ollstein; Talking Points Memo ~ Mar 01, 2018

Beware, the IRS is looking for these red flags this tax season
By Alessandra Malito; MarketWatch ~ Mar 01, 2018

The Financial Burden of Health Care Spending: Larger for Medicare Households than for Non-Medicare Households
By Juliette Cubanski, Kendal Orgera, Anthony Damico, & Tricia Neuman; Kaiser Family Foundation ~ Mar 01, 2018

Bad Social Security advice cost recipients $131 million, report finds
By Lorie Konish; CNBC ~ Mar 01, 2018


(If you are affiliated with a local Lucent retiree group, let us know we'll post your next event.)

WECO SAGE is a group formed by computer pioneers who worked for Western Electric Company in the 1950s and 1960s installing an Air Defense System for the United States Air Force. The members of this Group have maintained their personal, and in some cases professional, relationships for over 50 years. The Group, whose members once numbered in the hundreds, meet on an annual basis at different locations throughout the country.The 2015 reunion was held in Pacific Grove, California. Contact Ron Trettau.

Club WECO-AT&T-Bell Labs-Lucent Technologies-Teletype-NCR-ALU. This group is intended primarily as a forum to connect (network) and maintain communication between past and/or current members. Contact Jim Simak.

eX TELETYPE is for ex-Teletype Employees to keep in touch. Teletype Corp. was located in Skokie, IL and Little Rock, AK. The Spring gathering of Teletype and Lucent people and friends was held on Tuesday May 10, 2016. . ..Contact John Furno.

lucent5-5 is for Lucent retirees who took the special 5+5 voluntary retirement on July 13, 2001 (or wish they could have!). Its purpose is to keep in touch, to help provide support for working with the Lucent Pension folks, and to talk about Lucent in general. To subscribe, send an email to

PCLUCENTALUM This group was set up to facilitate communication among ex-Lucent employees in Northern California. Send email to