LRO Healthcare Survey Results – Insurance Alternatives
The LRO conducted a follow-up Healthcare Insurance Survey with those LRO members who noted in the LRO Opinion Survey early in 2007 that they had found alternatives to the healthcare insurance plans offered by Alcatel-Lucent. Because insurance plans vary from state to state, the LRO is providing a summary by state of the healthcare insurance carriers that some of your fellow Lucent retirees have chosen to use.
The responses serve to also underscore two important concepts which the LRO Benefits Team endorses and which the LRO is working to support. These are that: · All retirees should become active, empowered and informed consumers who seek to understand for themselves what possible choices they should make for themselves and their family members in an informed and independent way...with and/or without Alcatel-Lucent as the core provider. · The survey results clearly illustrate that the LRO members who responded have taken such steps.
The LRO will continue to find ways and means to communicate and to assist in this progressive process.
Some retirees have been in these healthcare plans for only a few months; others have been enrolled for a number of years. Only you and your family can decide which healthcare plan can best address your requirements. The LRO is only offering the names of these healthcare insurance companies as a way of communicating what other Lucent retirees have selected as alternatives to the Lucent plans. The LRO does not endorse these plans and cannot vouch for their cost effectiveness or services.
If you wish to contact one or more of these healthcare insurance providers, that decision is totally up to you. The LRO Benefits Team webpage (www.LucentRetirees.com/BenefitsTeam ) features a “Compare” section that lists authoritative sources for helping Lucent retirees make a decision on healthcare insurance plans.
Below are the healthcare insurance carriers in the states where the LRO members live who responded to the LRO Healthcare Survey.
Under Age 65 Plans
Arkansas: UnitedHealthcare Arizona: Aetna, American Republic Insurance Co., Secure Horizons, BlueCross & BlueShield of Arizona and Humana Gold California: Pacific Care and Secure Horizons Colorado: Anthem BlueCross & BlueShield, Secure Horizons, Kaiser Permanente and UnitedHealthcare Connecticut: Aetna Florida: AARP, BlueCross & BlueShield of Florida, Cigna, Humana, Horizon BlueCross & BlueShield, Universal Healthcare and UnitedHealthcare Georgia: AARP, BlueCross & BlueShield of Georgia, Golden Rule, Mutual of Omaha and Tricare Illinois: BlueCross and BlueShield of Illinois, Erikson, Humana, Mutual of Omaha, UnitedHealthcare, USAA and Tricare Kansas: BlueCross & BlueShield of Kansas Maryland: CareFirst BlueCross & BlueShield, Kaisar Permanente and Optimum Choice Massachusetts: Aetna, Cigna, BlueCross & Blue Shield, Tricare and UnitedHealthcare Missouri: BlueCross & BlueShield and UnitedHealthcare Nebraska: Physicians Life New Hampshire: Anthem BlueCross & BlueShield New Jersey: Aetna, Empire BlueCross & BlueShield, Horizon BlueCross & BlueShield, New Jersey BlueCross & BlueShield, Cigna, NJPlus, Oxford, Qualcare and UnitedHealthcare New York: Cigna, Empire BlueCross & BlueShield and UnitedHealthcare North Carolina: BlueCross & BlueShield of North Carolina, Cigna, MedCost, Mega Ohio: Assurant Health, Golden Rule, Health Ohio, Medical Mutual and UnitedHealthcare Oklahoma: BlueCross & BlueShield of Oklahoma and GEHA Oregon: Healthnet Pennsylvania: BlueCross & BlueShield, Cigna, Highmark and Mutual of Omaha South Carolina: Cigna and Tricare Tennessee: BlueCross & BlueShield and Tennessee Rural Health Texas: AARP, BlueCross & BlueShield, Humana, Mutual of Omaha, UniCare and UnitedHealthcare Utah: Select Med Virginia: PHCS Wisconsin: Humana and Wisconsin Physicians Insurance Washington: Secure Horizons
Over Age 65 (Medicare Eligible) Plans
Arizona: Sun Health California: Aetna, BlueCross & BlueShield of California and Kaiser Permanente Colorado: AARP, Anthem BlueCross & BlueShield, Tricare and State Farm Connecticut: Aetna Florida: AARP, Aetna, Cigna, Tricare for Life and UnitedHealthcare, BlueCross & BlueShield of Florida Georgia: Aetna and Tricare Hawaii: Kaiser Permanente Kansas: BlueCross & BlueShield of Kansas Illinois: HMO Illinois, Private Health Care Systems, Unicare and BlueCross & BlueShielf of Illinois Indiana: AARP, Anthem BlueCross & BlueShield and Tricare Kentucky: Humana Louisiana: Mutual of Omaha Maine: UnitedHealthcare Maryland: AARP and CareFirst BlueCross & BlueShield Massachusetts: Tricare Minnesota: BlueCross & BlueShield of Minnesota Missouri: AARP and Group Health Plan Advantra 2 Nebraska: Physicians Life North Carolina: AARP, American Republic, BlueCross & BlueShield of North Carolina, Humana Gold, Mega, Partners Medicare Choice, Pyramid Life, Secure Horizons and UniCare New Hampshire: Anthem BlueCross & BlueShield New Jersey: AARP, Horizon BlueCross & BlueShield of New Jersey, Tricare, Qualcare, UnitedHealthcare and US Healthcare New York: Empire BlueCross & BlueShield, UnitedHealthcare and Oxford Ohio: Anthem BlueCross & BlueShield, Continental General Medicare, Health Ohio, Medigold and Physicians Mutual Oklahoma: AARP and BlueCross & BlueShield of Oklahoma Oregon: Tricare Pennsylvania: AARP, Mutual of Omaha, Highmark BlueCross & BlueShield, UnitedHealthCare South Carolina: AARP South Dakota: UnitedHealthcare Tennessee: Cariten Senior Health Texas: AARP, Aetna, Mutual of Omaha, SelectCare of Texas Plus, UniCare, UnitedHealthcare and BlueCross & BlueShield of Texas Virginia: AARP Washington: Secure Horizons
return to LRO HOME PAGE |